INVESTMENT MANAGEMENT

INVESTMENT PHILOSOPHY AND STRATEGY

We feel there is value in the tactical management of investment portfolios. At the same time, we understand there is value that goes along with a passive investment strategy. Therefore, we employ a core-satellite approach to investment management.

The core portion of the portfolio comprises the largest allocation of funds and employs a mostly passive approach to investing. This core is well diversified and is tightly aligned with your goals and preferences. When your overall portfolio is of a sufficient amount, we will employ a satellite strategy with an appropriate portion of the portfolio. This portion is tactically managed to take advantage of specific opportunities that the market may afford at any given time. We believe that the core-satellite strategy is a “best of both worlds” approach for investment goal achievement, and provides added opportunities for wealth creation.

THE PROCESS

Our relationship will start by us taking time to carefully understand your investment goals, priorities, limitations, current financial situation and tolerance for risk. With this information we will be able to construct a customized portfolio and an ongoing management strategy.

We customize portfolios to allow for your unique circumstances. For example, you may have current investment holdings that you may not want to sell. In such a case we would work to include those holdings in the construction and management of your portfolio. Once the strategy is in place we will implement and monitor the portfolio as needed. At a minimum, your portfolio will be reviewed and adjusted quarterly.