What is the Financial Confidence Program?
The Financial Confidence Program is a long-term financial planning relationship. We work to help you with anything that might pertain to retirement planning, college planning, cash flow management, insurance analysis, and estate planning. We can also incorporate any other financial goals that are important to you.
The Process
We work with you to create a comprehensive financial plan based on your personal goals and values. Once the plan is complete, we work closely with you to implement the plan by working through the various to-do items. We provide the necessary support and accountability in order to get the plan going.
Once the plan is in place we help you monitor and adjust the plan as needed. This is why we feel that a long-term relationship is important. Your financial plan is a live document, so that it can adjust to the various changes that take place in your life. You can expect additional meetings quarterly, as necessary, to monitor the plan and to make any adjustments needed. You will always have email or phone access to your advisor as well.
Fees
Ongoing Financial Planning consists of an upfront charge of somewhere between $1,000-$5,000 in order to craft the initial plan. The exact amount will depend on the complexity of your situation. It is important to us to make our services affordable for clients across various levels of income. Because of that, our annual fee is based on your income. A fee of 2.0% of gross income, calculated from your most recent W2 (or equivalent), will be assessed.
We normally bill the fee in equal quarterly installments, but for your convenience we can split the fee into monthly payments if that is preferable. Our minimum quarterly installment is $240 ($960 annual fee). The maximum annual fee, not including the upfront charge, is $10,000. You may terminate the service with 30 days’ notice, and any unearned fee will be refunded.
Free initial consultation
The best way to learn about how we work is to set up a free initial consultation with us. We would love a chance to get to know you and to answer any questions you may have. Click here to set up your free 30 minute consultation.
